Frugal Reading Links

Here are a few links to articles that are relevant to this time of the year.  Happy reading

Saving money and getting the kids back to school
http://myabundantlife07.blogspot.com.au/2015/01/starting-school-year.html

Beating the heat in Summer
http://myabundantlife07.blogspot.com.au/2016/11/keeping-cool-in-summer.html

Saving money on water usage
http://myabundantlife07.blogspot.com.au/2015/02/februarys-theme-being-water-wise.html

Budget planning for a new year
http://myabundantlife07.blogspot.com.au/2016/01/getting-your-budget-in-order-for-new.html

Our family's menu plan
http://myabundantlife07.blogspot.com.au/2014/11/my-menu-plan-thursday-20th-nov-thursday.html

Easy card ideas
http://myabundantlife07.blogspot.com.au/2016/01/hand-made-card-ideas-january-2016.html

A favourite Summer salad
http://myabundantlife07.blogspot.com.au/2015/02/creamy-pasta-salad.html

Slow Cooker Chicken Stock

About 18 months ago I discovered through the Cheapskates Club a recipe for making chicken stock in the slow cooker.  It was a light bulb moment for me.  I love my slow cooker, I love simple recipes and I love saving money.  Making stock in the slow cooker cover all three of these loves.

Here's how I make chicken stock in the slow cooker

1 chicken carcass
3 - 4 bay leaves
1 tablespoon of dried onion flakes
2 teaspoons of dried parsley
1 - 1 1/2 litres of boiled water

Place all ingredients in the slow cooker making sure the carcass is covered with the boiling water.
 
Cook overnight or for up to 24 hours.

Drain the stock through a colander and use within 2 days or freeze for future use..

To make chicken soup,  use the little bits of chicken meat off the carcass once it's been in the slow cooker.  The meat is quite easy to get off and it's suprising how much meat a carcass can hide.

Charity Giving At Christmas

For the last three or four years I've written this post for the Cheapskates Club.  Here at  My Abundant Life we've created a lovely caring community so I thought I'd share this post with you.

Many charities find it very hard to meet the needs of struggling people across the globe. Government funding can be scarce and many charities rely on the goodwill on companies and the everyday person like you and I.  Please take the time to read this post and help where you feel you can.

It's about seven weeks to Christmas YAY !!! I love Christmas because it's the time of the year we celebrate the birth of Jesus - the greatest gift ever given. I also love to give to others especially those in need.

As you start to think about Christmas presents and food for your own celebrations, please take the time to plan how you'll help others. Here are some ideas that won't blow out your family budget -

* Clean out your pantry and donate excess tinned and dried foods to charities, churches and schools that are collecting.

* Each time you do your grocery shop add a couple of tins of spaghetti, baked beans, tinned fruit and vegetables. You could do this every time you are tempted buy a bottle of soft drink or a packet of chips as a part of your usual shop.

* Next time you feel like takeaway, put the money towards buying food for charity.

* Start lookng for specials on boxed cereal, porriage, tinned hams and toiletries to donate.

*  Get together with a few friends,  pick a charity and plan to bless those in need.

*  Feel like a cuppa at the shops ?  Instead,  use your coffee money to buy a jar of pasta sauce and a couple of packets of pasta.

*  Buy a couple of toys for charity when you are Christmas shopping for your own family.  Charities are in real need of presents for children over the age of 10.  A tote bag,  skate board,  basket ball or Nerf gun make fabulous presents that won't break the family budget.

*  Ask your children to buy a present from their pocket money.  This is a great opportunity to teach them about budgeting and giving to others. 


With a little bit of planning ahead of time you'll be able to bless many in need.

Who's up for the challenge to start now ?
Have you already put items aside for charity ?

Chop Suey - Aussie Style

 Chop suey was one of the first recipes I learn to make as a newly wed.  It's cheap,  easy and quite good for you..  It's full of flavour and full of veggies.

250 - 300 grams of mince beef
2 cups of frozen beans, corn, peas ( combined )
1 stick celery finely sliced
3 - 4 mushrooms sliced
Broccoli and cauliflower florets cut into small pieces
1 teaspoon curry powder
Salt, pepper and chives / parsley to taste
2 handfuls of cabbage,  spinach or silverbeet finely chopped
1/2 pack 2 min noodles
1/2 packet of chicken noodle soup
Dried onion flakes and garlic granules ( or fresh )
I medium carrot,  peeled and finely sliced 

Cut all veggies and place in microwave veggie steamer and cook in microwave on high for 8 mins. 

While the veggies are cooking, cook the mince in large electric frypan.  

Put the chicken noodle soup into a measuring jug and add 1 cup of boiling water and stir. Add to the meat  

When veggies are cooked, add them to the meat. Add curry powder and seasonings to taste. Stir well. 

Add cabbage / silverbeet / spinach on top of the meat and veggies and place the lid on for 5 mins. Stir everything together and add extra water if needed. 

Add cooked and drained 2 min noodles just before serving. 

Serve with a dash of soy sauce and  rice or mashed potato on the side.  

Serves 4 - 5 people  

*  Yummy as leftovers on toast 

*  Can be made with chicken and bacon as an alternative - known as Chop Chicken 

*  Leftovers can be frozen 

*  You can use any veggies you want and as many as you want 

Ice Cube Trays - 5 Uses To Save You Money

The humble ice cube tray has been around for a long time.  With the invention of ice makers in fridges,  it seems that people are either donating their ice cube trays to the op shop or forgetting to use them.

Ice cube trays are not just for water.  They have many uses that can save you money and reduce food wastage.  Here are five uses for you to try -

*  Freezing lemon juice.  When your lemon tree has abundant fruit,  juice the lemons and freeze the juice.  If someone offers you a bag of lemons,  it as a blessing.  You may never need to buy lemon juice in a bottle again. 

*  Freeze tomato paste.  Have you ever opened a jar of tomato paste to only use a tablespoon or two ?  Usually the contents need to be used in a few days.  By portioning the paste into ice cube trays you are eliminating waste.  When cooking spag bol or other tomato based dishes,  pop a tomato paste cube into the dish for added flavour.

*  Chopped fresh herbs freeze well when a little bit of water is added to the mix and frozen into cubes.

*  Make coffee ice cubes for your iced coffee.  There's nothing worse than normal ice cubes watering down your iced coffee.  This idea is great for using up left over coffee from the pot.

*  Freeze yoghurt into cubes to add to your smoothie.  This is a wonderful idea for using up yoghurt before it goes off.

Tomato paste portioned.

Lemon juice has so many uses.

Stayed tuned for more ice cube uses in the coming months.

Another 5 Ways To Reuse Bread Bags

With all these uses for bread bags,  you'll never throw one out again.  Here are another 5 ways to get the most out of your bread bags -

*  Place a bread bag over a garden pot to use as a mini hot house.  This will aid in seed germination during the cooler months.  Make sure you secure the bag with string,  a rubber band or if your really thrifty,  cut up your old socks into garden ties.

*  Pack a bread bag when your kids go to the beach or have swimming lessons.  They are the perfect size for storing wet bathers.

*  When walking your dog,  bring a bread bag to pick up the doggie waste.

*  When you are travelling,  use a bread bag to store your shampoo and conditioner bottles in.  There's nothing worse than arriving at your destination,  opening your toiletry bag and finding a leakage.  Has anyone tried to mop up shampoo ?  It takes forever.

*  Bread bags can be used to keep a bandage or wound dry when having a shower.

Making The Most Of Citrus Fruit.

When most people think of Winter they think of colds,  the flu and putting the heater on.  I love Winter for the cold weather,  comfort food and most importantly,  citrus fruit.  At this time of the year citrus fruit is in abundance and it's cheap. My girls love oranges as a Winter snack. They cut them up into eighths and eat every last drop of pulp.  Much better for you than store bought orange juice and cheaper per portion size.

I love to make 50 / 50 cordial for the family . It's made with 3 oranges and 3 lemons. So to have the cheap Winter fruit available for cordial in Summer, I zest and squeeze the oranges and lemons into a container and freeze. I also make a whole orange cake that uses one orange. I just blend the whole orange ( minus the pips ) in the food processor and freeze it in a container for all year round baking.

Lemons are coming into season too. With supermarkets selling them at 80 cents each, I'm very grateful that my lemon tree is in it's sixth season of bearing a good amount of fruit. To make the most of the "free" lemons, I zest them and freeze the zest for lemon slice, lemon and pistachio biscuits, lemon chicken and savoury chicken or salmon flan. Then I juice them and pour the juice into ice cube trays and freeze. The ice blocks are stored in an airtight container to be used on fish , pancakes, to make lemon butter, jam.  lemon slice etc, etc. This year I'm planning on slicing some lemons and freezing the slices to make lemon chicken.

It's great to have these items on hand in the freezer. It stops the need to run to the supermarket for one lemon. I'll bet it would be out of season and you'd be paying premium prices.

If you haven't thought about it before, growing a lemon tree is great. It looks good, the blossoms and fruit smell divine and a bowl of lemons on the kitchen bench is a little ray of sunshine in the middle of Winter. It can be grown in a pot too. Best of all, you'll get your money back from the cost of a tree in no time.

So if anyone offers you a bag of lemons, or your neighbour has a tree with too much fruit for them to use, you'll know what to do with it.

Lemon butter

Orange cake and muffins

Freezing the juice.

Lemon butter for presents

Getting ready to make 50 / 50 cordial.

Starting A Stockpile

Anyone who knows me  knows that stockpiling is one of my favourite topics to talk about.   I LOVE stockpiling. It gives me a sense of security knowing that if anything happened and I couldn't get to the shops, OR if all the supermarkets closed down without notice ( I'd better start praying against that one ), then my family would be fed well for many, many weeks, maybe even 4 - 6 months. Ok, if I was feeding them for 4 - 6 months, we'd be on rations but I think I could do it.

I know of people who shop every day for that night's meal. I also know of people who only keep a couple of week's worth of groceries and they always seem to be running out of the basics. This is no way to live your life.  Think of all the stress and extra trips to the supermarket.  Think of all the petrol being used.  Here are some scenarios to think about -

What if you got sick ?
What if the car breaks down ?
What if family drops in unexpectedly for a holiday ?
What if your teenagers bring home a bunch of friends and expect a meal for all ?
What if your spouse invites some friends home for a meal without a prior arrangement ?
What if a natural disaster happens and it wipes out crops ?
What if you are stranded in your home due to floods ?

How would you cope if any of these things happened ? Yes they could easily happen although I really hope they don't. Do you go into a panic and order takeaway ? That would be so easy but then your food budget would blow out.  A better way is to have a good supply of basic ingredients.

Stockpiling is as easy as 1 2 3 .

1. Write out a list of basic ingredients that you would like to stockpile. Toiletries such as toilet paper, deodorant, shampoo, conditioner, soap, shower gel, shavers, makeup all keep well for many years. In the pantry - flour, sugar, pasta, rice,  tinned veggies and fruit, herbs and spices, baking ingredients, spreads, powdered milk, sauces etc all keep well.
In the fridge - cheese and butter can be stockpiled as well as frozen. Even eggs keep well in the fridge for a few months.  In the freezer you can stockpile veggies, meat, leftovers, ready made meals ( homemade of course ) berries and other fruits.

2. Work out the quantities of these items you use per month. Then multiply it by the amount of months you want to have as a stockpile.

3 . Add some of these EXTRA items and quantities to your shopping list each week / fortnight / month you go shopping.  Remember,  these are extra quantities on top of what you usually buy.   Once you have finished stockpiling all you need to do is just replace the items you use. Also, do not forget to rotate your stock by putting new items to the back of the pantry,  fridge and freezer and the older items get pushed to the front.

Finding extra grocery money for stockpiling can be a challenge if you are on a tight budget.  Please keep in mind that basic groceries like flour,  sugar and pasta etc don't cost that much.  Here are some ideas for finding extra grocery money -

*  Use leftover holiday spending money.  This is how I started my food slush fund.

*  Make your own takeaway and the money saved could start your stockpile.

*  Revise your shopping list and cross off ready made / processed food.

*  Cook cheaper meals to stretch your $$$

*  Save your spare coins in a tin.  At the end of the month that money can be used to buy a few extra basics.

Do you have a stockpile and if so,  how long would it feed your family ?

If you haven't started a stockpile,  is this something you'll do shortly ?   

My spare tins of food.

An organised pantry

My spares.  I love things stacked neatly

Whole Orange Cake

This orange cake has a lovely rustic flavour and texture.  It's not too sweet and the orange flavour is authentic.  I hope you enjoy it as much as we do.

1 whole orange
1  cup of  white sugar
3 eggs
1 cup of Canola or Olive oil
2 cups Self Raising flour

Cut the orange in 8 pieces taking out any pips.  Whiz in a food processor until smooth.

Add the eggs,  sugar and oil and whiz until well combined.

Add the flour and whiz again,  scraping down the sides of the processor.

Pour the cake batter into a large greased and floured fluted ring cake tin or two medium loaf tins

Bake in a 180 degrees Celsius  oven for about 40 minutes until  the middle springs back.

When  the cake is cool,  turn onto a cooling rack

This cake can be iced with lemon icing and dusted with coconut.

Notes -

*  Yes you need to use the whole orange - rind and all ( except the pips and sticker ).

*  The batter can be baked into little cup cakes.

*  The cake can be frozen.

*  If you use olive oil make sure it's mild in flavour.  Otherwise,  combine it with canola oil for a mild flavour in the cake.

* When oranges are in season and cheap,  I whiz up lots of oranges,  divide into small containers and freeze for future baking.  This makes the cake budget friendly.

Running Out Of Groceries Or Grocery Money

Running out of food can be a scary situation to be faced with. What to do ? What to do ? I guess the first question you need to ask yourself is " Have I really run out of food or do I have food but don't know what to cook ? " If you have run out of food just because you didn't buy enough,  then it's time for a new plan of attack. Writing a menu plan for the week might be a good place to start. Then write your shopping list from the menu plan. Don't forget to include breakfasts, lunches and snacks as well as the main meal.    Once you've mastered shopping for a week then you could try fortnightly or monthly shopping.

You might be in the situation where you haven't run out of food but feel like the food you do have isn't going to make great meals. This is the perfect time for experimentation. Grab your cookbooks or use the internet to try something different. There are websites where you can search for recipes with certain ingredients. This could be the making of a new family favourite recipe.

If you have run out of grocery money for whatever reason, you have a few options. Can you make meals out of the food you DO have ? Can you find some extra money from another area of your budget ? I'm not talking about hundreds of dollars. $20 or $30 could last a week or two with a carefully planned shopping list if you have basic ingredients on hand like herbs, spices and a few baking ingredients like flour and sugar

Once again a menu plan will help you through a tough time until money becomes available again. A packet of quick oats will give you a filling breakfast for a week. Two loaves of bread will be enough for lunches. Buying one piece of the cheapest fruit available per person could be a snack. In Winter apples, pears and citrus fruits are very cheap. In Summer it could be stone fruit or grapes.

Dinner doesn't have to be fancy if money is tight. Here are some cheap meal ideas -

* Boiled potato with steamed veggies, seasonings and a little grated cheese on top is very yummy and cheap.
* 300 grams of mince can be bulked out with rice, rolled oats and cheaper vegetables like beans, cabbage or carrots.
* Eggs, baked beans or spaghetti on toast
* Pasta with tomato sauce and cheese
* Pasta with a tin of tomatoes and grated vegetables
* Fried rice without any meat.
* Pancakes

Remember,  water is free ( or almost free ) so drink lots of it.  If you are after a hot drink,  then tea is cheaper than coffee.

Have you ever run out of grocery money or groceries ?  What did you do in this situation ?

Cutting The Budget When There's Nothing Left To Cut - Part 3

Making ends meet can be a challenge when you don't have a lot of money in the first place.  Here are eight ideas that might put some money back into your purse -

*  Mend your clothes instead of buying new ones.   Buttons are easy to sew on and only takes a couple of minutes.  Many tops and cardigans have spare buttons sewn inside the item of clothing.  Torn seams are easy to sew up.  Just turn the clothing inside out and sew a few stitches.  It really is true that a stitch in time saves nine ( and it saves some money too ).

*  Throw out all the junk mail before the family sees it.  Having junk mail lying around the house fuels the urge to spend money.  Of course,  take the time to have a quick look yourself in case there are some grocery or clothing bargains.

*  To avoid all the unnecessary spending give yourself and your spouse a little bit of pocket money each week / fortnight or month.   Up until about four months ago I'd never had pocket money in the 20 years I've been married.  I'd never really needed it as I was just happy to spend money on groceries and household items when needed.  When our family budget had to be slashed late last year, we switched to a cash budget which meant we couldn't afford to put anything on the credit card except petrol ( too hard to carry that money around ).  To avoid denying ourselves completely Darren and I now get $15 a month each to spend any way we choose.  It might not sound like much but it's enough to buy a food treat / cuppa or in my case,  a small craft item.

*  Cancel magazine and newspaper subscriptions.  Many of these are available for free at your local library.  Maybe ask for a subscription as a birthday present instead.

*  Clean and declutter your home.  When your hands are busy you'll forget about the need to spend.  Having your home in order will give you peace and a longing to enjoy time relaxing in your nest.

*  Avoid overpriced restaurant meals. Instead,  invite your friends and family over for a meal where everyone brings a plate.

*  Read a book instead of turning the tv or computer on.  Reading doesn't cost anything and can be quite relaxing.  If you need something new to read,  go to your local library for inspiration.

*  Buy fruit and veggies in season to save lots of money.   Buying in season is when the food is at it's nutritional  best too.

TV Story Links

Hi everyone.  I get countless requests for links to the stories I did for A Current Affair back in 2014.  Unfortunately the story clips only stay on their website for one year.  The producer I worked with has kindly given me a few links to share with you.  They will be available on  A Current Affair's website for the next 8 - 12 weeks.

I'm in the process of organising  permanent videos of my family's story and the Christmas story to be viewed on my blog.  Hopefully I can get that up and running with help from a friend in the next few weeks.

In the meantime,  happy viewing......

My family's story

http://aca.ninemsn.com.au/article/8864036/australias-tighest-family


 On the road helping families

http://aca.ninemsn.com.au/article/8885804/wendys-super-saving-tips


Getting a good deal when shopping.

http://aca.ninemsn.com.au/article/8932932/wendy-takes-us-undercover-and-shows-us-how-to-haggle-for-bargains


A Gower Christmas

http://aca.ninemsn.com.au/article/8941537/wendys-special-christmas-savings-guide

Bulk Cooking

Bulk cooking is a great way to save time in the kitchen. For those of you who are new to this concept, it pretty much means exactly that. You cook multiple meals at the same time to store in the freezer. The benefits of bulk cooking are -

* It saves time in the kitchen at meal times.
* Saves on electricity / gas.
* Emergency meals on hand in the freezer
* Helps avoid the takeaway temptation.
* Meal preparation is simplified
* Older children can get tea ready for you if you are sick or faced with an emergency.
* Great for taking on holidays
* Unexpected visitors can be fed.
* Peace of mind
* Great for portion controlling the meat.
* Being prepared for sickness in the house
* Being ready for financial hardship.

The benefits I listed above really are wonderful.  Most importantly,  bulk cooking is about getting your house in order.  I cannot stress enough how important this is for you,  your family and your friends.  Here's a question for you to think about.  If an emergency came to your home,  would your family and friends have to feed you ?  Yes it's wonderful to have a meal offered to you,  but would you be relying on others to get you through a crisis or emergency ?

I've lost track of the amount of times I've been asked to provide meals for others.  I try to help when I can but often these requests come at a time when I'm away on holidays,  having a very busy week or I'm sick.  Also, to be honest my budget doesn't stretch to feed other families.  Then I feel a little guilty that I can't help. Then I worry that the person or family doesn't have food to eat.

We've had a few emergencies visit our family over the years.  Five years ago I was hospitalised for a kidney stone.  Thankfully my sister in law and her mother were able to take care of our girls at short notice.  Darren took food out of the freezer to bring into the hospital for him to eat while he sat at my bedside.  After I'd been home for a few days,  we remembered we had a visitor coming for lunch. This had been organised a week earlier.  Thankfully I had lots of soup and chocolate brownies in the freezer to serve.  The visitor didn't know I'd been in hospital a few days earlier.  She guessed something was up when I had to sit down while Darren and the girls organised lunch.

Both Darren and my Mum have been hospitalised right on Christmas a few years running.  During those times, I had to drop what I was doing to be with them.  Thankfully I had a menu plan and plenty of meals in the freezer to defrost and eat.  It was one less thing to worry about.

Most of the meals I bulk cook are made with beef mince or chicken.   I buy a couple of two kilo trays of mince at a time. I try to plan this when I have a couple of days off from work. I then weigh out the amount of raw meat I need for the multiple meals I plan to cook.  The other option is to cook a double amount of food when you are preparing dinner each night.

For spag bol I use 300g for the four of us. If I want to make four meals for us then I weigh out 300g x four meals = 1200g. I cook the mince in a large electric fry pan and add four tins of tomatoes, four serves of tomato paste and four times the amount of seasonings. Once cooled it is spooned into four containers and frozen.

I use 400g of mince to make pie meat. This is eventually made into a family sized pie that serves the four of us. If I want to make pie meat for four pies I weigh out 400g x four meals = 1600g. It is cooked, seasoned, thickened with gravy powder and corn flour. When cooled it is divided into four containers and frozen. When frozen I empty it out of the container and double wrap it, label and date it and pop it back in the freezer. When I want to make a pie, it's defrosted in the fridge overnight then spooned onto a pastry lined pie plate and topped with cubed potato. A pastry lid is placed on top then cooked in the oven.

I use 400g of mince to make a meatloaf. To make four meatloaves I weigh out 400g x four meals = 1600g. I need 3 tablespoons of uncooked rice x four meatloaves = 12 tablespoons. This is cooked and added to the raw mince with salt, pepper, onion, parsley, four eggs and large squirts of tomato sauce. Mix well and divide into four meatloaf / baking tins and cook at the same time in the oven. When cooled double wrap and place in the freezer.

I hope these recipe ideas give you inspiration to give bulk cooking a go. It only takes a few hours to have 15 - 20 family sized meals ready for the freezer.  It's a small sacrifice to make for your family's peace of mind in a crisis.

Chocolate brownies from the freezer

Single serves for the freezer

Hamburger patties in bulk

Trays of zucchini slice ready to portion and freeze

Soup for the soul and freezer.

Do you bulk cook for your family ?  How has bulk cooking helped you in a crisis ?

5 Ways To Reuse Bread Bags

Have you been known to throw out those bread bags and not given them much thought ?  I was guilty of doing this for many years. Then one day I had a light bulb moment.  Surely there must be a way to repurpose them to reduce my cling wrap and freezer bag use.  After all,  they are a perfectly good plastic bag.  Here are five ways to reuse your bread bags and save a little money -

*  Use them to line your bathroom bins.  If your kitchen bin is small enough use them there too.

*  Keep a few bags in your car glove box.  They make great rubbish bags and sick bags, 

*  Use a bread bag when scooping out the kitty litter.  Tie a knot in the top of the bag then deposit it in the bin.  By doing this you won't have a yucky smell leaking out.

*  When storing food in the freezer,  use a bread bag as a double layer against freezer burn.  I use cling wrap or a freezer bag to wrap the food then a bread bag as the outer layer.

*   Use instead of cling wrap to cover a bowl in the fridge.  If the bowl is small enough just slip it inside the bag and fold the excess plastic underneath.  If you need to cover a large bowl,  cut the bottom of the bag off.  Then cut the bag length ways to get a wider piece of plastic.  Cover your bowl and secure with a large rubber band.

Drying the bags out

Bin liners.

NOTE -  When you've finished eating the loaf of bread,  make sure you turn the bags inside out,  brush the crumbs off and dry for a couple of hours.  This will avoid mould growing in the bags

Cutting The Budget When There's Nothing Left To Cut - Part 2

Cutting the family budget can be a challenge.  Sometimes there's just nothing more to cut - or is there ????  Here are some budget busting tips that can save you small or large amounts of money.  Combined,  they could really make a difference to your hip pocket.  I personally use all these tips in my everyday living.

*  Dry your clothes on the line or clotheshorse.  This might seem obvious but so many people tell me they still use the dryer for everything.  I also know lots of people who dry their towels in the dryer to make them soft.  An alternative it to partially dry the towels on the line and finish them in the dryer.

*  Avoid buying bin liners.  Use grocery bags,  fruit bags and bread bags to line your bins. These bags are free and can save you a few dollars each month.

*  Cut your gift giving budget.   Do you need to give presents to your great aunts,  aunties and uncles and other friends and family you don't see too often ?  It's wonderful to bless others but not if you can't make ends meet.  Maybe send a card instead..

*  Put a timer in the shower and set it for 5 minutes.  Play a game and see if you can beat the timer.

*  Revise your grocery shopping list before you leave home.  You might be amazed at how many items can wait for another week / fortnight or month.

*  Make your own fish and chips at home for under $2 a serve. Crumbed fish can be bought quite cheaply and making chips is as simple as cutting potatoes into desired shapes and sprinkling with a little seasoning or olive oil.  This could save a family of four $10 - $30 a meal.

*  Give up renting dvds and dig into your own collection at home.  Cook up some popcorn using the stove, microwave or popcorn maker and you'll  have a wonderfully frugal night for about 50 cents.

*  Instead of buying plants for your garden,  take your own cuttings from what you have or ask family,  friends and neighbours to take cuttings for you.

Stay tuned for more budget savings tips throughout the year.

Hand Made Card Ideas March 2016

During the February Cheapskates card making day,  Pamela continued to show us how easy it is to make impressive gift cards and gift tags for any occasion.  Here's what I made on the day -

This card design is great for using up scraps of any type of paper. I must admit,  I did cut up sheets of paper for this card as I don't have many scraps yet.  You could also put on a layer of lace for added texture.

This card was made with an embossing folder on the grey card stock.  The tape measure down the left side came from IKEA as a freebie.  The wording was typed up on a computer and cut out.

A very simple card using a balloon punch,  Gels pens for the strings and a scrap piece of ribbon tied in a bow.

Looks very simple on the outside

Look what's on the inside.  Balloon shapes were glued to strips of overhead transparencies and attached to a card stock insert that had folds in the middle to glue it all together.

Gift tags made from scraps of cardboard ( boxes ).  The one on the right had some of the top layer of cardboard ripped away to reveal the corrugation.  These tags are great for using up little bits and pieces of lace,  ribbon,  string and anything else that looks remotely crafty..

A card made for my Dad's 70th birthday.  It was made on a black square card with striped card stock attached.  The 70 was typed up on the computer ( thankyou Megan ) and mounted on a square of black card stock.  This was then mounted with adhesive foam squares to give a slight 3D effect.  I then glued on the silver stars ( bought from cheap shops ).  My Dad loved the card..

50 / 50 Fruit Cordial

I remember being at my Grandma's when she served 50  50 fruit cordial.  I thought it was just amazing that she could make cordial instead of buying it.  My Grandma had lots of fruit trees in her backyard so I'm certain the lemons used in this recipe came of her tree.

Years later when I had my own family I remembered this drink and wondered if anyone had the recipe.  Unfortunately no one knew of the recipe so I did a little bit of internet research.  As usual I found lots of recipes but combined them together to form my own.  Here's my recipe for 50 / 50 fruit cordial -

3 cups of sugar
1 tablespoon of citric acid
1 tablespoon of tartaric acid
3 large lemons
3 large oranges
5 cups of boiling water

Zest the lemons and oranges and add to a medium saucepan.
Juice the lemons and oranges and add to the saucepan.
Add all remaining ingredients and boil for 10 minutes.
Cool the mixture, strain and pour into sterilised bottles.
To serve mix 1 part cordial to 4 parts water or to taste.

I'm not sure how long it lasts in the fridge but using sterilised bottles will keep it for at least 3 - 4 weeks.

NOTES -

*  When oranges are cheap in Winter,  I buy up big,  zest and juice the oranges together with lemons from our tree.  Then I place the mixture into  snap lock bags ( in batch size as per recipe ) and store in the freezer for Summer.

*  This recipe could be made as lemon cordial.

*  A bottle of homemade cordial makes great presents.  Just add a homemade gift tag and ribbon to jaz up the bottle.

Pita Chips

I first heard about pita chips when Darren,  myself and the girls were on holidays visiting family in Tasmania.  Darren's step mother made  them for us as a healthy snack to munch on.  They are so easy to make,  can be stored for months at a time and are super budget friendly.

Here's how I make them-

1 bag of pita bread.  I like to use wholemeal pita bread.  It's better for you and the kids won't notice the difference.

Oven trays

Olive oil spray - optional

Seasoning - optional.

Cut the pita breads into long strips about 3 - 4 centimetres wide or just over an inch
Then cut the strips into bite size pieces.
Spread the pita pieces evenly onto the oven trays
Bake in the oven at 160 degrees Celsius for 20 minutes.
Allow to cool before storing in an airtight container.

NOTES -

*  The olive oil and seasoning is an optional extra if you want to eat them as an alternative to potato chips.  Lightly spray the olive oil and sprinkle salt or potato seasoning over the pita chips before baking.

*  If you season the pita chips,  they do take a little longer to crisp up in the oven

*  Please make sure the pita chips are not overlapping each other on the tray.  If they overlap,  some parts of the pita bread will not bake and need more baking time.

*  I always rotate the tray halfway through the cooking time for even baking.

*  Check the pita chips at the 15 minute mark to prevent over cooking.  Some ovens are hotter than others.

Cutting The Budget When There's Nothing Left To Cut - Part 1

Towards the end of last year,  we saw our family income drop significantly.  I started losing some of my cleaning jobs due to clients selling their homes or not needing me any more.  I always think our budget is tight and well planned but somehow we always find ways to trim the budget.  For the last year we've been saving to get a new kitchen and flooring for our home.  To maintain these savings on our lower income we've juggled a few things around in our budget and cut our spending.  Not everyone has the luxury of monthly savings to play with so I thought I'd give you some ideas to cut your costs.

Please keep in mind that not all these budget cuts will suit your family.  You might already be doing these things.  By reading my tips it might remind you of something similar you can change or do.

*  Revise your mobile,  home phone and internet packages.  Do you really need unlimited everything ?  Are you paying for services you don't need or use ?  Phone providers are always changing their packages but don't necessarily advertise better deals.  Make the call to get the best deal you can.

*  Cut pay tv.  Yes I'm sure it's great to have and some cost as low as $10 a month.  Could you use that extra money to feed your family or pay a few bills?  Save pay tv for when you are debt free and still really, really need it.

*  Start making your own presents.  By doing this you are keeping more of your money within the budget.  See this post about creating your own mini economy..

*  Pay your bills on time to get the discounts and avoid late fees.

*  Ring your utility providers to make sure you are getting the best discount available.

*  Cook a couple of meatless meals a week.  Fried rice,  chunky veggie soup,  pasta and sauce,  toasted sandwiches,  eggs on toast  and  baked / stuffed potatoes are all very tasty and super budget friendly.

*  When the weather gets warm,  use an electric fan to cool down the room you are using instead of turning on the cooling / air conditioning.  If it gets too hot,  turn your cooling on low and keep your electric fan on.  Electric fans cost about 2 cents an hour to run.

*  Grow your own lettuce.  You can grow it in a pot or in the ground all through the year.  By purchasing a packet of seeds for about $3 you'll have enough seeds for the next couple of years. This can save you up to $100 a year based on buying one lettuce per week at $1.99 each. I like to grow the salad mix variety and pick as many leaves as we need per meal.

Stayed tuned for more budget busting posts throughout the year.

How I Freeze Food

A couple of weeks ago I showed you what was in my freezers and gave you the list.

This week I thought I'd explain how I store the food to avoid spoilage and waste.

Here's what I use -

*  Plastic containers of all sizes.

*  Takeaway food containers

*  Cling wrap

*  Foil

*  Freezer bags,  large and small

*  Cereal packets cut up into squares are used as go between to stop cut of meat or soup sticking together.

*  Masking tape and permanent markers for labels

*  Recycled plastic fruit and veg bags

*  Recycled bread bags
 

When I make soup,  I always make a big pot to save time and energy.  As yummy as it is,  we can't eat it quick enough.  So I always make sure I freeze some.  I have small flat containers that I use for this purpose.  They are the Starmaid brand but I don't think they are sold any more.  I fill up each container as this represents one single serve.  Once cooled in the fridge,  the lids are put on and frozen in a stack.  Once frozen,  I pop the soup out of the container.  I slip a piece of cereal packet on top of the soup and pop another soup serve on top.  Then they are double wrapped in freezer bags and placed back in the freezer.  If I have multiple types of soup in the freezer,  I label the soups and date them.

I pop the soups out of their containers because even though I have lots of containers,  I very quickly run out.

Lamb chops are taken off their trays and portioned into meal sizes which is usually one chop per person.  Once again I slip a piece of cereal packet between each chop then double wrap in freezer bags.

Mince is portioned into 300 gram and 400 gram serves.  300 grams is for chop suey and spag bol, 3 x 300 gram does lasagne.  $00 grams is used for meat pie,  meatloaf and cassroles.  Each portion is wrapped in cling wrap.  Then a few portions are put into large freezer bags and labelled and dated.

Diced beef is portioned into 500 gram lots for stew.  I pack it into a snap lock bag,  flatten and label.

Roast beef and silverside is always cut in half as it's way to big for the four of us.  I wrap it in cling warp, label and date then wrap in a freezer bag.

Sausages are portioned into meal sizes which is six for us.  I wrap in cling wrap then multiple portions are put into a large freezer bag.

Single serves of leftovers are put into the flat takeaway food containers.  They are dated and labelled.

For chicken fillets,  I take the skin off,  trim the sinues off  and place individually into frezer bags.  Multiple fillets are then placed into a larger freezer bag.  It's easy to grab the amount of fillets needed when they are single.

Hamburger patties are stacked on top of each other with the cereal bag squares put inbetween.  We only have one atty per person and they are double wrapped.

Lemon ice cubes are placed either in snaplock bags or takeaway food containers.  Same with tomato paste.

Any baking is double wrapped.  Cakes are dated and labelled so I know what the flavour is.

Final notes -

*  Bread bags are used  for the outer wrapping for many items
*  I always rotate all meat,  baking and meals to avoid food being frozen for too long.
*  I delegate one shelf for each type of meat where possible.  All beef mince and hamburgers on one shelf,  all chicken on one shelf,  all roasts on one shelf,  all soup on one shelf,  leftovers in one drawaer etc etc,
*. I label meat with masking tape on the first layer of plastic then wrap again.  It prevents the label falling off.
*  I don't have glass containers in my freezer because they are too expensive and I'd need so many.
*  It sounds like I use a lot of plastic bags and wrap but I try to recycle where I can.  I bought a big roll of large freezer bags from Tasman Meats a couple of years ago.  This has saved a lot of money and I reuse them..
* I use everything within one year. 


I think that's explained most of the ways I freeze things.  I guess the most important things to do is to double wrap,  rotate and label.

If you have any questions,  please feel free to ask.

Freezer meals - free food

Chicken curry ready for the freezer

Pasta sauce in meal sizes

One of my freezers

Freezer equipment

Starmaid containers

Takeaway food containers given to us.